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file photoBhubaneswar: On the fourth anniversary of its current five-year term, the cabinet led by Chief Minister Naveen Patnaik on Monday approved a new rural housing scheme.mo ghara‘Targeting the people left out in the Central and State schemes.
The government plans to spend Rs 2,150 crore over the next two years to benefit four lakh families under the scheme, which is strategically timed ahead of the upcoming Lok Sabha and state assembly elections in less than a year. The application process will start from June 16.
Briefing the media after the cabinet approved the scheme, Panchayati Raj Minister Pradeep Amat said that low-income and lower-middle-income groups of households with a monthly income of less than Rs 25,000, who are not covered under the existing housing schemes due to stringent eligibility criteria or were left out of benefiting from the new scheme for insufficient allocation. “The government is committed to convert the abandoned kutcha houses into pucca houses on priority,” he said.
He said that families who had earlier received a lower amount of housing assistance and now want to upgrade or expand their homes can also make use of the new scheme.
Under the credit linked scheme, eligible beneficiaries can avail a loan of up to Rs 3 lakh with capital subsidy, which is fully funded from the state budget. For various loan amounts starting from Rs 1 lakh, the government will bear the interest ranging from Rs 30,000 to Rs 70,000. Weaker sections like Scheduled Castes, Scheduled Tribes and families headed by persons with disabilities will get higher relaxation.
While banks will not charge processing fee for sanction of loan under ‘.mo gharaThe government will waive the registration fee and stamp duty required during mortgage of title deed and reimburse legal consultancy fee, which has been standardized to a maximum of Rs 1000 per applicant.
To apply for loan under this scheme, the applicant must have a clear homestead piece of land and invest a minimum of 10% of the loan amount as margin money in cash or kind or labour.
Housing aid has emerged as a key political battleground between the BJP and the BJD, with both the parties emphatically showcasing their achievements to demonstrate people’s support. At present, people in villages get housing assistance under the state’s Biju scheme apart from the central scheme Pradhan Mantri Awas Yojana (Gramin). pucca house plan, pucca house plan (Mining) and Construction Workers Pucca House Scheme. Official sources said that a total of 30.13 lakh houses have been built under these schemes.
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